Credit scores are critical, but not everyone understands how they work. Thankfully, local mortgage professional Ron Smith of Opes Advisors sat down with us recently to answer a few common questions.
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Credit scores are a hot-button subject. Despite this, not everyone understands as much about them as they should.
To help amend this, I recently sat down for a discussion on this crucial subject with local mortgage consultant Ron Smith of Opes Advisors, and I’m excited to share a few highlights from our conversation with you today.
Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch the full message or use these timestamps to browse specific topics at your leisure:
0:45 - What is a credit score?
1:10 - How is a credit score determined?
1:54 - Why are credit scores so important?
2:42 - How can someone improve a credit score?
3:51 - How can major purchases or credit inquiries impact your score?
5:40 - How can someone check their score without damaging it?
6:44 - Are free credit reports legitimate?
7:41 - A few closing words about the importance of credit
If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
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