Are you thinking of buying a home next year? Here is a list of things you need to do first.
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4. Interview at least three agents and pick the one who is best for you. You want someone who is personable, knowledgeable, and has a good work ethic and communication skills.
5. Keep tabs on interest rates. They are in the paper every day. If you have the ability, I'd also research a mortgage broker at this time. They can help research rates for you.
6. Get pre-approved before you start looking for homes.
If you get all these things in line before 2018, you'll be way ahead of the game
If you have any questions for me, give me a call or send me an email. I would love to hear from you.
Many of you are considering either purchasing your first home or a larger home in 2018. Before you get started, here are a few things you should consider:
1. Check your credit scores. These range from 300 to 850. The higher the score, the better mortgage rate you'll get. A good score could get you an interest rate as low as 1% or 2%. That’s thousands of dollars saved every year throughout the life of your mortgage. Your credit score is very important.
2. Don’t max out your credit cards. Keep around 30% debt on your card and no more. If you can achieve that, your scores will rise considerably.
3. Don’t overspend or open new credit cards. This is one of the worst traps you can fall victim to as a homebuyer.
1. Check your credit scores. These range from 300 to 850. The higher the score, the better mortgage rate you'll get. A good score could get you an interest rate as low as 1% or 2%. That’s thousands of dollars saved every year throughout the life of your mortgage. Your credit score is very important.
2. Don’t max out your credit cards. Keep around 30% debt on your card and no more. If you can achieve that, your scores will rise considerably.
3. Don’t overspend or open new credit cards. This is one of the worst traps you can fall victim to as a homebuyer.
The higher your credit score, the better.
4. Interview at least three agents and pick the one who is best for you. You want someone who is personable, knowledgeable, and has a good work ethic and communication skills.
5. Keep tabs on interest rates. They are in the paper every day. If you have the ability, I'd also research a mortgage broker at this time. They can help research rates for you.
6. Get pre-approved before you start looking for homes.
If you get all these things in line before 2018, you'll be way ahead of the game
If you have any questions for me, give me a call or send me an email. I would love to hear from you.
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